REQUIRED DOCUMENTATION

REQUIRED DOCUMENTATION FOR ANY MORTGAGE LOAN APPLICATION

 

Pre-Qualification Documents Required:

• Valid & Legible Picture ID
• Copy of Social Security Card
• Proof of Citizenship or Residency Status (IF APPLICABLE)
• 30 Days Worth of Paystubs (2 if Bi-Weekly & 4 if Weekly)
• Last 2 Years W2 of 1099 Form
• Last 2 Years Personal Tax Returns (ALL PAGES)
• Copy of Amended Tax Returns (1040X - IF APPLICABLE)
• Last Two Months Bank Statements, All Accounts (ALL PAGES, EVEN IF BLANK)

 

If Self-Employed:

• YTD Profit & Loss / Balance Sheet
• Last 2 Years K1 Tax Return (IF APPLICABLE)
• Last 2 Years 1065, 1120, 1120S Tax Return (IF APPLICABLE)

 

If Additional Real Estate Is Owned:

• Provide Most Recent Mortgage Statement
• Copy of Current Homeowner's Insurance, Flood Insurance & Wind Policy (IF APPLICABLE)
• Copy of HOA Payment Coupon (IF APPLICABLE)
• Copy of Current Real Estate Lease Agreement or Pending Sales Contract Associated With Property (IF APPLICABLE)

 

If Applicable:

• Full Bankruptcy/Discharge Documents
• Final Dissolution of Marriage / Marital Settlement Agreement
• Social Security / Pension Award Letter
• Any other documentation that may be related to your credit, income or assets that may be associated with the qualification of this loan

 

Tips:

Please make sure all documents are completely legible and signed where applicable at the time of submission.

 

Notice to Consumer:

Please note that the items listed above will be required once you have indicated your "intent to proceed". However, voluntarily providing your Mortgage Loan Origiantor these items for review as soon as possible will allow us to establish a more accurate assessment of your loan qualifications.